Each state has different rules, regulations, and requirements for carrying automobile insurance. This includes legal minimum coverage laws, and laws around under/non-insuraed drivers. When in doubt, feel free to jump over to our state guides for a comprehensive view into your state laws. Not every insurance company is created equal. A great, low price on your insurance means nothing if the company does not match it with high quality service. We depend on you to submit your reviews, so we can all help each other to learn which companies are top notch. So when shopping, feel free to check out our insurance companies reviews. If you're in an accident with an uninsured driver and you can identify the driver who was at fault, we'll pay for the repairs or pay you up to $4,000 if you choose either of our Third Party policies. With our Comprehensive policy, full cover applies (see Damage to your own vehicle)